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NEW ORLEANS (AP) — A lopsided, shutout loss has left the beat-up New Orleans Saints limping into the final two games of a lost season — and into a rather cloudy future beyond that. Saints interim coach Darren Rizzi figured that a visit to playoff-bound Green Bay would be a tall order for his injury-riddled squad, whose prominent missing players included starters at quarterback, running back and receiver. And when New Orleans' mostly healthy defensive front struggled against a Packers ground game led by running back Josh Jacobs, the rout was on. Nothing "stuck out on film other than a lack of execution and lack of playmaking,” Rizzi said Tuesday after reviewing video of Monday night's 34-0 loss at Green Bay . “We played against a playoff team, at their place, that has very few holes on their team,” Rizzi added. “It was a little bit of a perfect storm." Rizzi, a special teams coordinator who has made no secret that he sees his eight-game interim stint as an opportunity to further his head-coaching ambitions, has two more games left in what has been an up-and-down audition. The Saints are 3-3 on his watch, which includes one of New Orleans' most lopsided losses since the turn of the century. With the playoffs unattainable, and with a lot of reserves pressed into service, the final two weeks will serve primarily as a player-evaluation period heading into the offseason, when there are bound to be myriad changes on the roster and perhaps the coaching staff. Rizzi said the Saints, realistically, have been in evaluation mode “for the last month or so,” but added that there maybe be additional young or practice-squad players getting longer looks in the final two games. “My big thing this week is to see how we can respond,” Rizzi said. “We’re going to find out a lot about a lot of people.” What’s working Of the Saints' four punts, three were inside the Green Bay 20 and New Orleans did not allow a single punt return yard. The punt team might have been the only unit that executed its job (even the kickoff unit allowed a 38-yard return). What needs help The Saints had trouble protecting the quarterback (three sacks) and protecting the football (two turnovers). They couldn't run the ball (67 yards). They couldn't stop the run (188 yards allowed). They couldn't pass the ball consistently (129 yards) or stop the pass when they needed to. As former Saints coach Jim Mora once said, they couldn't do “ diddly poo .” Although rookie quarterback Spencer Rattler largely struggled and was responsible for both New Orleans turnovers, he had enough highlights — including a jumping, first-down pass on third-and-long — to keep him penciled in as the starter if the injured Derek Carr remains unable to play, Rizzi said. “It was definitely a performance where we got to take the good with the bad,” Rizzi said. “We've got to get rid of those negative plays.” Stock up New Orleans native Foster Moreau has emerged as one of the Saints' most reliable offensive players. The sixth-year NFL tight end made two catches for a team-high 33 yards on Monday night, giving him 25 catches for 335 yards this season. His four TDs receiving entering the game remain tied for the team lead. Stock down Rizzi was riding high after two wins to start his interim term as head coach, but Monday night's ugly loss is the club's third in four games and took a lot of luster off his candidacy for a longer-term appointment. Injury report Center Erik McCoy left the game with an elbow injury, while guard Lucas Patrick hurt his knee in the closing minutes. Rizzi said McCoy won't need surgery but could miss the rest of the season. The coach said Patrick needs more tests but is not expected to play again this season. While the chances of Carr (non-throwing, left hand) or top running back Alvin Kamara (groin) playing again this season appear slim, the Saints have declined to rule that out. Rizzi said Carr is getting closer to being able to play and wants the opportunity to go against his former team, the Las Vegas Raiders. Meanwhile, Rizzi said Kamara “is working his tail off to try to come back” this season. “Alvin told me this morning, in my office, that he really would like to play again,” Rizzi said. Key number 24 — The number of years since the Saints suffered a more lopsided shutout loss, 38-0 against San Francisco in 2002. Up next The Saints' home finale against lowly Las Vegas will be an anticlimactic affair bound to generate a level of fan interest similar to, if not less than, a preseason game. But the game will be important to the current regime, which needs victories in each of the club's final two games to avoid the franchise's worst record since it was displaced by Hurricane Katrina in 2005 and went 3-13. ___ AP NFL: https://apnews.com/hub/NFL Brett Martel, The Associated Press‘Green’ goods face market hurdles in Philippines—World BankMac Jones threw two touchdown passes Sunday and the Jacksonville Jaguars earned a season sweep of the visiting Tennessee Titans with a 20-13 victory. Jones connected on 15 of 22 passes for 174 yards, finding Parker Washington and rookie Bryan Thomas Jr. for scores, as Jacksonville (4-12) left Tennessee (3-13) behind in the AFC South cellar. Cam Little booted field goals of 48 and 44 yards. Mason Rudolph hit 19 of 31 attempts for 193 yards with a touchdown and an interception for the Titans, which dropped their fifth consecutive game. Tyjae Spears rushed for 95 yards on 20 carries, playing in place of Tony Pollard (flu/ankle). Jones' 11-yard scoring strike to Thomas with 7:05 left in the game gave the Jaguars a 20-10 lead but Tennessee responded with Matthew Wright's 28-yard field goal at the 2:02 mark. After getting a three-and-out, the Titans had a chance to force overtime and reached the Jacksonville 26. But Rudolph's fourth-down pass intended for Nick Westbrook-Ikhine was knocked down at the goal line with nine seconds left. The pregame storyline concerned which team could benefit most from a loss. Both entered a game behind the New York Giants for the potential No. 1 overall pick in April's NFL Draft. Jacksonville initiated scoring on the game's opening drive, needing to drive only 38 yards on nine plays to set up Little for his first field goal at the 10:46 mark. The Jaguars got into the end zone for the first time with 8:59 left in the half on Jones' 2-yard touchdown pass to Washington, coming five plays after Rudolph tossed a tipped-ball interception. Little's second field goal upped the margin to 13-0 with 2:02 remaining before Tennessee pieced together a two-minute drive that set up Wright for a 39-yard field goal as time expired, making it 13-3 at halftime. The Titans started the second half with their best drive of the game, chewing up 85 yards and eight minutes before Rudolph hit Nick Vannett with an 8-yard strike to cut the margin to 13-10. --Field Level Mediaslot casino sites 。

Jimmy Carter, a former peanut farmer who rose from rural Georgia to the White House and went on to a storied post-presidency that included winning the Nobel Peace Prize, died Sunday at his home in Plains, Ga. He was 100. An outsider, free from the baggage of Washington, Carter defeated President Gerald R. Ford in 1976, a victory seen as representing a clean break with the Watergate era. But the 39th president’s solitary term in office was hamstrung by a sluggish economy and crises at home and abroad. His presidency was also an anomaly, sandwiched between a total of two decades of Republican presidents. Carter, who was born on Oct. 1, 1924, was predeceased by his wife, Rosalynn Carter, who died on Nov. 19, 2023. The couple was married for more than 77 years. Their son Chip Carter confirmed the former president’s death Sunday to The Atlanta Journal-Constitution . The Carter Center announced in February 2023 that the former president had decided to receive hospice care and spend his remaining time at home with family, rather than seek further medical treatment “after a series of short hospital stays.” Years before, Carter had been diagnosed with melanoma, which he announced in August 2015 had extended to his brain. He said at the time that he expected to have a short time to live, but after aggressive treatment he was reported free of the melanoma by December of that year. In what was perhaps the high point of his post-presidency years, Carter was awarded the Nobel Peace Prize on Oct. 11, 2002, for what the Nobel Foundation called “his decades of untiring effort to find peaceful solutions to international conflicts, to advance democracy and human rights, and to promote economic and social development.” In his acceptance speech, Carter criticized the very notion of preemptive war as having “catastrophic consequences.” He added: “If we accept the premise that the United Nations is the best avenue for the maintenance of peace, then the carefully considered decisions of the United Nations Security Council must be enforced. All too often, the alternative has proven to be uncontrollable violence and expanding spheres of hostility.” Relationship with Congress Scholars have judged Carter’s dealings with Congress critically. Democrats controlled both the Senate and the House for the entirety of his presidency. But many experts have argued that the former agribusinessman was largely disinterested in working directly with lawmakers. After leaving the White House, Carter tried to reverse the conventional wisdom about his relationship with Congress, arguing that lawmakers mostly supported his initiatives. “Despite the controversial and often unpopular nature of my proposals to the Congress, I had remarkably good success in congressional approval of bills I supported,” he wrote in his 2010 book “White House Diary.” Carter pointed to congressional vote data compiled by CQ, writing that at the time his book was published it showed he ranked third among all presidents, behind Lyndon B. Johnson and John F. Kennedy, when it came to garnering congressional approval for legislation on which he took a position and was voted on by lawmakers. Congress gave Carter his way 76.6% of the time, according to the CQ Almanac data. But Politifact, an independent fact-checking organization, found the former Georgia governor’s batting average with Congress was “unexceptional.” That’s because few of Carter’s initiatives actually became law; CQ’s methodology handed out successful scores for a positive vote in one chamber, even if a bill never became law. The roots of Carter’s struggles with Congress can be traced to his time in the governor’s mansion, according to scholars at the University of Virginia’s Miller Center, which specializes in presidential studies. “As when he was governor, Carter had an abiding dislike for the backroom dealing that is so pervasive in Washington,” Robert Strong, a politics professor at Washington and Lee University in Lexington, Va., wrote for the Miller Center. Strong said lawmakers “found the new president hard to deal with.” Soon after he entered the White House, lawmakers sensed he lacked the support of many Americans — and they pounced. “Congress asserted its power over the president by shooting down (a) consumer-protection bill and (a) labor reform package,” Strong said. “Carter responded by vetoing a public works package in 1978 on the grounds that it was inflationary. A pattern of mutual distrust and contempt had been set.” Energy policy Also complicating his dealings with Congress was his opposition, soon after taking office, to a rivers and harbors bill supported by Democratic leaders that he felt was full of wasteful spending. Perhaps his biggest achievement was on energy policy, which Carter pushed at a time when U.S. oil imports had risen 65% in the four years before he became president. Carter’s advocacy also came when America was heavily reliant on imports from the OPEC cartel. He convinced lawmakers to pass several measures credited with increasing oil and natural gas supplies and generally lowering prices, as well as others that reshaped mileage standards for cars and American companies’ use of fuel. Carter faced an economy besieged by so-called stagflation, a combination of high inflation, high unemployment and plodding growth. His often-troubled presidency was a drag on congressional Democrats — and his own reelection effort — in 1980. Former California Gov. Ronald Reagan walloped Carter, taking 489 of 538 Electoral College votes. Carter won just six states, including Georgia, as well as the District of Columbia. Republicans picked up 34 House seats and 12 in the Senate, enough to take control of that chamber. After the presidency Carter revealed during an August 2015 press conference that the Iranian hostage crisis, in which an attempted military rescue of embassy employees ended in the deaths of eight American servicemembers, was among his biggest regrets. “I wish I had sent one more helicopter to get the hostages, and we would’ve rescued them,” Carter said, “and I would’ve been reelected.” The New York Times reported in March 2023 that allies of Reagan went on a mission to the Middle East seeking to stop the Iranians from releasing 52 American hostages before Election Day in 1980. After leaving the White House, Carter was among the most active former presidents of the modern era. He participated in election monitoring around the globe, and regularly worked with Habitat for Humanity. What’s more, the Carter Center in Atlanta studied issues such as mental health and fought lesser-known problems, including Guinea-worm disease. Before leaving office in 2001, then-President Bill Clinton reportedly told confidants that the Carter Center was the model for the kind of post-presidency pursuits he envisioned. ©2024 CQ-Roll Call, Inc., All Rights Reserved. Visit cqrollcall.com. Distributed by Tribune Content Agency, LLC.Indianapolis Colts coach Shane Steichen seemed to sense the question might arise after his club was eliminated from playoff consideration Sunday with a ghastly 45-33 loss to the host New York Giants in East Rutheford, N.J. The Giants were 2-13 and had lost a franchise-record 10 straight games entering the contest and their season-high point total Sunday more than tripled their season average of 14.3 points per game. It was the type of bad loss that leads to head coaches being asked about their job security. "I control what I can control," Steichen said of the employment situation. The Colts (7-9) were outplayed all contest by the team that entered the day with the worst record in the NFL -- and with their playoff hopes on the line. Last season, Steichen's first as Indianapolis coach, the Colts also fell short, losing to the Houston Texans in the final week of the season to miss the playoffs. "It was as disappointing as it gets," Steichen said of the setback against the Giants. "As the leader of a football team, shoot, I always say I've got to be better, we've all got to be better. That's a group effort, everyone's got to chip in and do their part, so stuff like that doesn't happen." Giants quarterback Drew Lock passed for 309 yards and tied his career high of four touchdowns while also running for a score. Meanwhile, the Colts also went with a reserve quarterback in veteran Joe Flacco and he turned the ball over three times on two interceptions and a fumble. He also passed for 330 yards. Flacco started because rookie Anthony Richardson couldn't play due to back and foot injuries. Indianapolis completes the season next weekend at home against the Jacksonville Jaguars. "I know it's a tough situation, obviously, when you're out of the playoff hunt, but again, I told (the team) we've got to be professional about it," Steichen said. "That's the biggest thing. We've got to show up and do our job still with one week left." The Colts last made the playoffs in the 2020 season. Their last playoff win was two seasons earlier. --Field Level MediaImmigration measures announced as part of Canada’s border response to president-elect Donald Trump’s 25 per cent tariff threat are starting to be implemented, beginning with a ban on what’s known as “flagpoling.” This is when someone who was in Canada on a temporary visa leaves for the U.S. then quickly re-enters Canada to access immigration services at a port of entry. The restriction on providing work and study permits to flagpolers takes effect today. Last week, Immigration Minister Marc Miller said that going forward temporary visa holders will have to apply online to extend their stay in Canada. The Canadian Border Services Agency processed more than 69,300 people who engaged in flagpoling in the 2023-2024 fiscal year. There are still rare exceptions where a person will be granted a work or study permit even though they meet the definition of flagpoling, including international truck drivers with a work permit, professionals under certain free trade agreements and American citizens. Miller first announced the plan to ban the practice on Dec. 17, alongside Finance Minister Dominic LeBlanc who promised a border control package worth $1.3 billion. This includes removing the point value for having a job offer in Canada’s express entry immigration system. The stated goal of this change is to reduce and prevent immigration fraud. In a social media post, Miller said this will take effect in the spring and that it will be a temporary measure. A broader review of the express entry program is being conducted, and a future decision on the value of a job offer in that system will be made at that time. A labour market impact assessment, a key document required for an employer to hire a foreign worker, is currently worth 50 to 200 points in the express entry system. Applicants are not supposed to pay for these, but a black market has emerged where people are charging tens of thousands of dollars for these documents. Applications that are already in progress won’t be affected once this change takes effect. Miller also said the government is looking at ways to streamline Canada’s asylum system at that Dec. 17 press conference. This includes exploring options to “quickly deal with” illegitimate claims. The government’s broader border measures plan to respond to Trump’s 25 per cent tariff threat also includes enhanced aerial surveillance and drug detection efforts.

Bankwell financial director Carl Porto acquires $6,580 in stock'It Ends With Us' drama continues: Justin Baldoni plans countersuit against Blake LivelyStem Cell Therapy Market to Triple in Value, Reaching USD 52.1 Billion by 2034 at a 12.1% of CAGR 12-24-2024 05:41 PM CET | Health & Medicine Press release from: Future Market Insights Stem Cell Therapy Market The global stem cell therapy market is on a fast growth trajectory, with its valuation expected to rise from USD16.7 billion in 2024 to USD 52.1 billion by 2034. This remarkable expansion reflects a compound annual growth rate (CAGR) of 12.1% throughout the forecast period. The increasing adoption of regenerative medicine and advancements in cell-based therapies are driving this surge, paving the way for revolutionary treatments for chronic diseases, genetic disorders, and tissue repair. Stem cell therapy is transforming modern healthcare, offering promising solutions for conditions like neurodegenerative diseases, cardiovascular disorders, and orthopedic injuries. By enabling the regeneration of damaged tissues and promoting cell repair, stem cell therapies are emerging as a vital component of precision medicine. The heightened demand for minimally invasive treatment options is further accelerating market growth. Request a Sample of this Report Now: https://www.futuremarketinsights.com/reports/sample/rep-gb-1087 The substantial growth is also attributed to increased funding from governments, research institutions, and private investors. Ongoing clinical trials and regulatory approvals for innovative therapies are boosting confidence in the sector. As the scope of stem cell applications expands, healthcare providers are investing heavily in research to unlock its full therapeutic potential. Key Takeaways The global stem cell therapy market is projected to grow from USD16.7 billion in 2024 to USD52.1 billion by 2034, at a CAGR of 12.1%. The rising demand for regenerative medicine and minimally invasive treatment options is propelling market growth. Stem cell therapies are playing a crucial role in treating neurodegenerative diseases, cardiovascular conditions, and orthopedic injuries. Increased government funding, private investment, and ongoing clinical trials are driving innovation and regulatory approvals in the market. As regenerative medicine continues to evolve, stem cell therapy is positioned to become a cornerstone of modern healthcare, offering new hope for patients and advancing personalized medicine worldwide. Market Drivers Increasing Incidence of Chronic Diseases: The rising prevalence of chronic conditions such as cancer, autoimmune disorders, and degenerative diseases is driving demand for innovative treatment options like stem cell therapy. Advancements in Stem Cell Research: Ongoing research and development in stem cell technology are leading to new therapeutic applications and improved treatment outcomes, further boosting market growth. Growing Awareness and Acceptance: Increased awareness among healthcare professionals and patients regarding the potential benefits of stem cell therapies is encouraging adoption across various medical fields. Government Funding and Support: Enhanced funding from government bodies and private organizations for stem cell research and clinical trials is facilitating advancements in this area, promoting market expansion. Technological Innovations: Innovations in stem cell processing, storage, and delivery methods are improving the efficiency and effectiveness of therapies, making them more accessible to patients. Stem Cell Therapy Market Size, Analysis, and Insights Rising prevalence of chronic diseases, such as cancer and diabetes, has been on the rise in recent years. Stem cell therapy offers a promising solution to repair damaged tissues and organs, making it an attractive treatment option for patients suffering from chronic diseases. The field of stem cell research has made significant advancements in recent years, leading to the development of new and innovative stem cell therapies. These therapies have shown promising results in clinical trials, leading to increased interest and demand for stem cell therapy. Governments and private organizations are investing heavily in stem cell research, leading to the development of new and innovative stem cell therapies. The investment is driving the growth of the stem cell therapy market, making it more accessible to patients. The regulatory environment for stem cell therapy has been favorable in recent years, making it easier for companies to develop and market stem cell therapies. The regulations lead to an increase in the number of companies offering stem cell therapy services, leading to increased competition and lower prices. Patients are becoming more aware of the benefits of stem cell therapy and are increasingly seeking out this treatment option. The innovative treatment options driving the growth of the stem cell therapy market, making it one of the fastest-growing segments in the healthcare industry Competitive Landscape The market is highly competitive due to the presence of several leading pharmaceutical and biotech companies. It is characterized by intense competition, rapid technological advancements, and a high degree of research and development activities aimed at developing innovative stem cell therapies. Companies are investing heavily in research and development initiatives aimed at developing novel stem cell therapies for a range of medical conditions. Recent Development in the Stem Cell Therapy Market In 2020, Cipla and Stempeutics formed a strategic collaboration to introduce Stempucel, a groundbreaking stem cell therapy for the treatment of critical limb ischemia. The collaboration is aimed at capitalizing on the growing demand for stem cell therapies and expanding their market share in this rapidly evolving field. The launch of Stempucel is expected to revolutionize the treatment of critical limb ischemia, a debilitating condition that affects millions of people worldwide. Key Market Players Mesoblast Ltd. Celgene Corporation Athersys, Inc. Osiris Therapeutics, Inc. Pluristem Therapeutics, Inc. Vericel Corporation NuVasive, Inc. BrainStorm Cell Therapeutics, Inc. Takeda Pharmaceutical Company Limited Cynata Therapeutics Limited ReNeuron Group plc Regeneus Ltd. StemCells Inc. Cytori Therapeutics, Inc. Pharmicell Co., Ltd. Key Market Segmentation By Therapy: Autologous Cellular Immunotherapies Autologous Stem Cell Therapy By Source: Bone Marrow Epidermis Mesenchymal Stem Cells Other sources By Application: Cancer Cardiovascular Disorders Neurodegenerative Disorders Orthopedics Other Applications By End Use: Hospitals & Clinics Ambulatory Surgical Centers Research Centers Other End-Users By Region: North America Latin America East Asia South Asia Europe Oceania MEA Explore FMI's Related Ongoing Coverage on Healthcare Market Insights Domain: Airway Clearance Devices System Market - https://www.futuremarketinsights.com/reports/airway-clearance-devices-system-market Mobile Operating Rooms Market - https://www.futuremarketinsights.com/reports/mobile-operating-rooms-market Ovulation Microscope Market - https://www.futuremarketinsights.com/reports/ovulation-microscope-market About Future Market Insights (FMI) Future Market Insights, Inc. (ESOMAR certified, recipient of the Stevie Award, and a member of the Greater New York Chamber of Commerce) offers profound insights into the driving factors that are boosting demand in the market. FMI stands as the leading global provider of market intelligence, advisory services, consulting, and events for the Packaging, Food and Beverage, Consumer Technology, Healthcare, Industrial, and Chemicals markets. With a vast team of over 400 analysts worldwide, FMI provides global, regional, and local expertise on diverse domains and industry trends across more than 110 countries. Contact Us: Future Market Insights Inc. Christiana Corporate, 200 Continental Drive, Suite 401, Newark, Delaware - 19713, USA T: +1-347-918-3531 For Sales Enquiries: sales@futuremarketinsights.com Website: https://www.futuremarketinsights.com LinkedIn| Twitter| Blogs | YouTube This release was published on openPR.

WASHINGTON — Federal prosecutors moved Monday to dismiss the criminal charges against President-elect Donald Trump that accused him of plotting to overturn the 2020 election and to abandon the classified documents case against him, citing longstanding Justice Department policy that says sitting presidents cannot face criminal prosecution. The decision by special counsel Jack Smith, who had fiercely sought to hold Trump criminally accountable for his efforts to subvert the 2020 election, represented the end of the federal effort against the former president following his election victory this month despite the election-related cases and multiple other unrelated criminal charges against him and is headed back to the White House. FILE - Special counsel Jack Smith speaks to the media about an indictment of former President Donald Trump, Aug. 1, 2023, at an office of the Department of Justice in Washington. (AP Photo/J. Scott Applewhite, File) The decision, revealed in court filings, also amounts to a predictable but nonetheless stunning conclusion to criminal cases that had been seen as the most perilous of the multiple legal threats Trump has faced. It reflects the practical consequences of Trump’s victory, ensuring he enters office free from scrutiny over his hoarding of top secret documents and his efforts to overturn the 2020 presidential election he lost to Democrat Joe Biden. Smith’s team emphasized that the move to abandon the prosecutions, in federal courts in Washington and Florida, was not a reflection of their view on the merits of the cases but rather a reflection of their commitment to longstanding department policy. “That prohibition is categorical and does not turn on the gravity of the crimes charged, the strength of the Government’s proof, or the merits of the prosecution, which the Government stands fully behind,” the prosecutors wrote in Monday’s court filing in the election interference case. The decision was expected after Smith's team began assessing how to wind down both the 2020 election interference case and the separate classified documents case in the wake of Trump's victory over Vice President Kamala Harris. The Justice Department believes Trump can no longer be tried in accordance with longstanding policy that says sitting presidents cannot be prosecuted. Trump has cast both cases as politically motivated, and had vowed to fire Smith as soon as he takes office in January. President-elect Donald Trump arrives before the launch of the sixth test flight of the SpaceX Starship rocket Tuesday, Nov. 19, 2024 in Boca Chica, Texas. (Brandon Bell/Pool via AP) The 2020 election case brought last year was once seen as one of the most serious legal threats facing the Republican as he vied to reclaim the White House. But it quickly stalled amid legal fighting over Trump’s sweeping claims of immunity from prosecution for acts he took while in the White House. The U.S. Supreme Court in July ruled for the first time that former presidents have broad immunity from prosecution, and sent the case back to U.S. District Judge Tanya Chutkan to determine which allegations in the indictment, if any, could proceed to trial. The case was just beginning to pick up steam again in the trial court in the weeks leading up to this year’s election. Smith’s team in October filed a lengthy brief laying out new evidence they planned to use against him at trial, accusing him of using “resorting to crimes” in an increasingly desperate effort to overturn the will of voters after he lost to Biden. ___ Among President-elect Donald Trump's picks are Susie Wiles for chief of staff, Florida Sen. Marco Rubio for secretary of state, former Democratic House member Tulsi Gabbard for director of national intelligence and Florida Rep. Matt Gaetz for attorney general. Susie Wiles, 67, was a senior adviser to Trump's 2024 presidential campaign and its de facto manager. Trump named Florida Sen. Marco Rubio to be secretary of state, making a former sharp critic his choice to be the new administration's top diplomat. Rubio, 53, is a noted hawk on China, Cuba and Iran, and was a finalist to be Trump's running mate on the Republican ticket last summer. Rubio is the vice chairman of the Senate Intelligence Committee and a member of the Senate Foreign Relations Committee. “He will be a strong Advocate for our Nation, a true friend to our Allies, and a fearless Warrior who will never back down to our adversaries,” Trump said of Rubio in a statement. The announcement punctuates the hard pivot Rubio has made with Trump, whom the senator called a “con man" during his unsuccessful campaign for the 2016 GOP presidential nomination. Their relationship improved dramatically while Trump was in the White House. And as Trump campaigned for the presidency a third time, Rubio cheered his proposals. For instance, Rubio, who more than a decade ago helped craft immigration legislation that included a path to citizenship for people in the U.S. illegally, now supports Trump's plan to use the U.S. military for mass deportations. Pete Hegseth, 44, is a co-host of Fox News Channel’s “Fox & Friends Weekend” and has been a contributor with the network since 2014, where he developed a friendship with Trump, who made regular appearances on the show. Hegseth lacks senior military or national security experience. If confirmed by the Senate, he would inherit the top job during a series of global crises — ranging from Russia’s war in Ukraine and the ongoing attacks in the Middle East by Iranian proxies to the push for a cease-fire between Israel, Hamas and Hezbollah and escalating worries about the growing alliance between Russia and North Korea. Hegseth is also the author of “The War on Warriors: Behind the Betrayal of the Men Who Keep Us Free,” published earlier this year. Trump tapped Pam Bondi, 59, to be attorney general after U.S. Rep. Matt Gaetz withdrew his name from consideration. She was Florida's first female attorney general, serving between 2011 and 2019. She also was on Trump’s legal team during his first impeachment trial in 2020. Considered a loyalist, she served as part of a Trump-allied outside group that helped lay the groundwork for his future administration called the America First Policy Institute. Bondi was among a group of Republicans who showed up to support Trump at his hush money criminal trial in New York that ended in May with a conviction on 34 felony counts. A fierce defender of Trump, she also frequently appears on Fox News and has been a critic of the criminal cases against him. Trump picked South Dakota Gov. Kristi Noem, a well-known conservative who faced sharp criticism for telling a story in her memoir about shooting a rambunctious dog, to lead an agency crucial to the president-elect’s hardline immigration agenda. Noem used her two terms leading a tiny state to vault to a prominent position in Republican politics. South Dakota is usually a political afterthought. But during the COVID-19 pandemic, Noem did not order restrictions that other states had issued and instead declared her state “open for business.” Trump held a fireworks rally at Mount Rushmore in July 2020 in one of the first large gatherings of the pandemic. She takes over a department with a sprawling mission. In addition to key immigration agencies, the Department of Homeland Security oversees natural disaster response, the U.S. Secret Service, and Transportation Security Administration agents who work at airports. The governor of North Dakota, who was once little-known outside his state, Burgum is a former Republican presidential primary contender who endorsed Trump, and spent months traveling to drum up support for him, after dropping out of the race. Burgum was a serious contender to be Trump’s vice presidential choice this summer. The two-term governor was seen as a possible pick because of his executive experience and business savvy. Burgum also has close ties to deep-pocketed energy industry CEOs. Trump made the announcement about Burgum joining his incoming administration while addressing a gala at his Mar-a-Lago club, and said a formal statement would be coming the following day. In comments to reporters before Trump took the stage, Burgum said that, in recent years, the power grid is deteriorating in many parts of the country, which he said could raise national security concerns but also drive up prices enough to increase inflation. “There's just a sense of urgency, and a sense of understanding in the Trump administration,” Burgum said. Robert F. Kennedy Jr. ran for president as a Democrat, than as an independent, and then endorsed Trump . He's the son of Democratic icon Robert Kennedy, who was assassinated during his own presidential campaign. The nomination of Kennedy to lead the Department of Health and Human Services alarmed people who are concerned about his record of spreading unfounded fears about vaccines . For example, he has long advanced the debunked idea that vaccines cause autism. Scott Bessent, 62, is a former George Soros money manager and an advocate for deficit reduction. He's the founder of hedge fund Key Square Capital Management, after having worked on-and-off for Soros Fund Management since 1991. If confirmed by the Senate, he would be the nation’s first openly gay treasury secretary. He told Bloomberg in August that he decided to join Trump’s campaign in part to attack the mounting U.S. national debt. That would include slashing government programs and other spending. “This election cycle is the last chance for the U.S. to grow our way out of this mountain of debt without becoming a sort of European-style socialist democracy,” he said then. Oregon Republican U.S. Rep. Lori Chavez-DeRemer narrowly lost her reelection bid this month, but received strong backing from union members in her district. As a potential labor secretary, she would oversee the Labor Department’s workforce, its budget and put forth priorities that impact workers’ wages, health and safety, ability to unionize, and employer’s rights to fire employers, among other responsibilities. Chavez-DeRemer is one of few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act would allow more workers to conduct organizing campaigns and would add penalties for companies that violate workers’ rights. The act would also weaken “right-to-work” laws that allow employees in more than half the states to avoid participating in or paying dues to unions that represent workers at their places of employment. Scott Turner is a former NFL player and White House aide. He ran the White House Opportunity and Revitalization Council during Trump’s first term in office. Trump, in a statement, credited Turner, the highest-ranking Black person he’s yet selected for his administration, with “helping to lead an Unprecedented Effort that Transformed our Country’s most distressed communities.” Sean Duffy is a former House member from Wisconsin who was one of Trump's most visible defenders on cable news. Duffy served in the House for nearly nine years, sitting on the Financial Services Committee and chairing the subcommittee on insurance and housing. He left Congress in 2019 for a TV career and has been the host of “The Bottom Line” on Fox Business. Before entering politics, Duffy was a reality TV star on MTV, where he met his wife, “Fox and Friends Weekend” co-host Rachel Campos-Duffy. They have nine children. A campaign donor and CEO of Denver-based Liberty Energy, Write is a vocal advocate of oil and gas development, including fracking — a key pillar of Trump’s quest to achieve U.S. “energy dominance” in the global market. Wright also has been one of the industry’s loudest voices against efforts to fight climate change. He said the climate movement around the world is “collapsing under its own weight.” The Energy Department is responsible for advancing energy, environmental and nuclear security of the United States. Wright also won support from influential conservatives, including oil and gas tycoon Harold Hamm. Hamm, executive chairman of Oklahoma-based Continental Resources, a major shale oil company, is a longtime Trump supporter and adviser who played a key role on energy issues in Trump’s first term. President-elect Donald Trump tapped billionaire professional wrestling mogul Linda McMahon to be secretary of the Education Department, tasked with overseeing an agency Trump promised to dismantle. McMahon led the Small Business Administration during Trump’s initial term from 2017 to 2019 and twice ran unsuccessfully as a Republican for the U.S. Senate in Connecticut. She’s seen as a relative unknown in education circles, though she expressed support for charter schools and school choice. She served on the Connecticut Board of Education for a year starting in 2009 and has spent years on the board of trustees for Sacred Heart University in Connecticut. Brooke Rollins, who graduated from Texas A&M University with a degree in agricultural development, is a longtime Trump associate who served as White House domestic policy chief during his first presidency. The 52-year-old is president and CEO of the America First Policy Institute, a group helping to lay the groundwork for a second Trump administration. She previously served as an aide to former Texas Gov. Rick Perry and ran a think tank, the Texas Public Policy Foundation. Trump chose Howard Lutnick, head of brokerage and investment bank Cantor Fitzgerald and a cryptocurrency enthusiast, as his nominee for commerce secretary, a position in which he'd have a key role in carrying out Trump's plans to raise and enforce tariffs. Trump made the announcement Tuesday on his social media platform, Truth Social. Lutnick is a co-chair of Trump’s transition team, along with Linda McMahon, the former wrestling executive who previously led Trump’s Small Business Administration. Both are tasked with putting forward candidates for key roles in the next administration. The nomination would put Lutnick in charge of a sprawling Cabinet agency that is involved in funding new computer chip factories, imposing trade restrictions, releasing economic data and monitoring the weather. It is also a position in which connections to CEOs and the wider business community are crucial. Doug Collins is a former Republican congressman from Georgia who gained recognition for defending Trump during his first impeachment trial, which centered on U.S. assistance for Ukraine. Trump was impeached for urging Ukraine to investigate Joe Biden in 2019 during the Democratic presidential nomination, but he was acquitted by the Senate. Collins has also served in the armed forces himself and is currently a chaplain in the United States Air Force Reserve Command. "We must take care of our brave men and women in uniform, and Doug will be a great advocate for our Active Duty Servicemembers, Veterans, and Military Families to ensure they have the support they need," Trump said in a statement about nominating Collins to lead the Department of Veterans Affairs. Karoline Leavitt, 27, was Trump's campaign press secretary and currently a spokesperson for his transition. She would be the youngest White House press secretary in history. The White House press secretary typically serves as the public face of the administration and historically has held daily briefings for the press corps. Leavitt, a New Hampshire native, was a spokesperson for MAGA Inc., a super PAC supporting Trump, before joining his 2024 campaign. In 2022, she ran for Congress in New Hampshire, winning a 10-way Republican primary before losing to Democratic Rep. Chris Pappas. Leavitt worked in the White House press office during Trump's first term before she became communications director for New York Republican Rep. Elise Stefanik, Trump's choice for U.S. ambassador to the United Nations. Former Hawaii Rep. Tulsi Gabbard has been tapped by Trump to be director of national intelligence, keeping with the trend to stock his Cabinet with loyal personalities rather than veteran professionals in their requisite fields. Gabbard, 43, was a Democratic House member who unsuccessfully sought the party's 2020 presidential nomination before leaving the party in 2022. She endorsed Trump in August and campaigned often with him this fall. “I know Tulsi will bring the fearless spirit that has defined her illustrious career to our Intelligence Community,” Trump said in a statement. Gabbard, who has served in the Army National Guard for more than two decades, deploying to Iraq and Kuwait, would come to the role as somewhat of an outsider compared to her predecessor. The current director, Avril Haines, was confirmed by the Senate in 2021 following several years in a number of top national security and intelligence positions. Trump has picked John Ratcliffe, a former Texas congressman who served as director of national intelligence during his first administration, to be director of the Central Intelligence Agency in his next. Ratcliffe was director of national intelligence during the final year and a half of Trump's first term, leading the U.S. government's spy agencies during the coronavirus pandemic. “I look forward to John being the first person ever to serve in both of our Nation's highest Intelligence positions,” Trump said in a statement, calling him a “fearless fighter for the Constitutional Rights of all Americans” who would ensure “the Highest Levels of National Security, and PEACE THROUGH STRENGTH.” Trump has chosen former New York Rep. Lee Zeldin to serve as his pick to lead the Environmental Protection Agency . Zeldin does not appear to have any experience in environmental issues, but is a longtime supporter of the former president. The 44-year-old former U.S. House member from New York wrote on X , “We will restore US energy dominance, revitalize our auto industry to bring back American jobs, and make the US the global leader of AI.” “We will do so while protecting access to clean air and water,” he added. During his campaign, Trump often attacked the Biden administration's promotion of electric vehicles, and incorrectly referring to a tax credit for EV purchases as a government mandate. Trump also often told his audiences during the campaign his administration would “Drill, baby, drill,” referring to his support for expanded petroleum exploration. In a statement, Trump said Zeldin “will ensure fair and swift deregulatory decisions that will be enacted in a way to unleash the power of American businesses, while at the same time maintaining the highest environmental standards, including the cleanest air and water on the planet.” Trump has named Brendan Carr, the senior Republican on the Federal Communications Commission, as the new chairman of the agency tasked with regulating broadcasting, telecommunications and broadband. Carr is a longtime member of the commission and served previously as the FCC’s general counsel. He has been unanimously confirmed by the Senate three times and was nominated by both Trump and President Joe Biden to the commission. Carr made past appearances on “Fox News Channel," including when he decried Democratic Vice President Kamala Harris' pre-Election Day appearance on “Saturday Night Live.” He wrote an op-ed last month defending a satellite company owned by Trump supporter Elon Musk. Rep. Elise Stefanik is a representative from New York and one of Trump's staunchest defenders going back to his first impeachment. Elected to the House in 2014, Stefanik was selected by her GOP House colleagues as House Republican Conference chair in 2021, when former Wyoming Rep. Liz Cheney was removed from the post after publicly criticizing Trump for falsely claiming he won the 2020 election. Stefanik, 40, has served in that role ever since as the third-ranking member of House leadership. Stefanik’s questioning of university presidents over antisemitism on their campuses helped lead to two of those presidents resigning, further raising her national profile. If confirmed, she would represent American interests at the U.N. as Trump vows to end the war waged by Russia against Ukraine begun in 2022. He has also called for peace as Israel continues its offensive against Hamas in Gaza and its invasion of Lebanon to target Hezbollah. President-elect Donald Trump says he's chosen former acting Attorney General Matt Whitaker to serve as U.S. ambassador to NATO. Trump has expressed skepticism about the Western military alliance for years. Trump said in a statement Wednesday that Whitaker is “a strong warrior and loyal Patriot” who “will ensure the United States’ interests are advanced and defended” and “strengthen relationships with our NATO Allies, and stand firm in the face of threats to Peace and Stability.” The choice of Whitaker as the nation’s representative to the North Atlantic Treaty Organization is an unusual one, given his background is as a lawyer and not in foreign policy. A Republican congressman from Michigan who served from 1993 to 2011, Hoekstra was ambassador to the Netherlands during Trump's first term. “In my Second Term, Pete will help me once again put AMERICA FIRST,” Trump said in a statement announcing his choice. “He did an outstanding job as United States Ambassador to the Netherlands during our first four years, and I am confident that he will continue to represent our Country well in this new role.” Trump will nominate former Arkansas Gov. Mike Huckabee to be ambassador to Israel. Huckabee is a staunch defender of Israel and his intended nomination comes as Trump has promised to align U.S. foreign policy more closely with Israel's interests as it wages wars against the Iran-backed Hamas and Hezbollah. “He loves Israel, and likewise the people of Israel love him,” Trump said in a statement. “Mike will work tirelessly to bring about peace in the Middle East.” Huckabee, who ran unsuccessfully for the Republican presidential nomination in 2008 and 2016, has been a popular figure among evangelical Christian conservatives, many of whom support Israel due to Old Testament writings that Jews are God’s chosen people and that Israel is their rightful homeland. Trump has been praised by some in this important Republican voting bloc for moving the U.S. embassy in Israel from Tel Aviv to Jerusalem. Trump on Tuesday named real estate investor Steven Witkoff to be special envoy to the Middle East. The 67-year-old Witkoff is the president-elect's golf partner and was golfing with him at Trump's club in West Palm Beach, Florida, on Sept. 15, when the former president was the target of a second attempted assassination. Witkoff “is a Highly Respected Leader in Business and Philanthropy,” Trump said of Witkoff in a statement. “Steve will be an unrelenting Voice for PEACE, and make us all proud." Trump also named Witkoff co-chair, with former Georgia Sen. Kelly Loeffler, of his inaugural committee. Trump asked Rep. Michael Waltz, R-Fla., a retired Army National Guard officer and war veteran, to be his national security adviser, Trump announced in a statement Tuesday. The move puts Waltz in the middle of national security crises, ranging from efforts to provide weapons to Ukraine and worries about the growing alliance between Russia and North Korea to the persistent attacks in the Middle East by Iran proxies and the push for a cease-fire between Israel and Hamas and Hezbollah. “Mike has been a strong champion of my America First Foreign Policy agenda,” Trump's statement said, "and will be a tremendous champion of our pursuit of Peace through Strength!” Waltz is a three-term GOP congressman from east-central Florida. He served multiple tours in Afghanistan and also worked in the Pentagon as a policy adviser when Donald Rumsfeld and Robert Gates were defense chiefs. He is considered hawkish on China, and called for a U.S. boycott of the 2022 Winter Olympics in Beijing due to its involvement in the origin of COVID-19 and its mistreatment of the minority Muslim Uighur population. Stephen Miller, an immigration hardliner , was a vocal spokesperson during the presidential campaign for Trump's priority of mass deportations. The 39-year-old was a senior adviser during Trump's first administration. Miller has been a central figure in some of Trump's policy decisions, notably his move to separate thousands of immigrant families. Trump argued throughout the campaign that the nation's economic, national security and social priorities could be met by deporting people who are in the United States illegally. Since Trump left office in 2021, Miller has served as the president of America First Legal, an organization made up of former Trump advisers aimed at challenging the Biden administration, media companies, universities and others over issues such as free speech and national security. Thomas Homan, 62, has been tasked with Trump’s top priority of carrying out the largest deportation operation in the nation’s history. Homan, who served under Trump in his first administration leading U.S. Immigration and Customs Enforcement, was widely expected to be offered a position related to the border, an issue Trump made central to his campaign. Though Homan has insisted such a massive undertaking would be humane, he has long been a loyal supporter of Trump's policy proposals, suggesting at a July conference in Washington that he would be willing to "run the biggest deportation operation this country’s ever seen.” Democrats have criticized Homan for his defending Trump's “zero tolerance” policy on border crossings during his first administration, which led to the separation of thousands of parents and children seeking asylum at the border. Dr. Mehmet Oz, 64, is a former heart surgeon who hosted “The Dr. Oz Show,” a long-running daytime television talk show. He ran unsuccessfully for the U.S. Senate as the Republican nominee in 2022 and is an outspoken supporter of Trump, who endorsed Oz's bid for elected office. Elon Musk, left, and Vivek Ramaswamy speak before Republican presidential nominee former President Donald Trump at an Oct. 27 campaign rally at Madison Square Garden in New York. Trump on Tuesday said Musk and former Republican presidential candidate Ramaswamy will lead a new “Department of Government Efficiency" — which is not, despite the name, a government agency. The acronym “DOGE” is a nod to Musk's favorite cryptocurrency, dogecoin. Trump said Musk and Ramaswamy will work from outside the government to offer the White House “advice and guidance” and will partner with the Office of Management and Budget to “drive large scale structural reform, and create an entrepreneurial approach to Government never seen before.” He added the move would shock government systems. It's not clear how the organization will operate. Musk, owner of X and CEO of Tesla and SpaceX, has been a constant presence at Mar-a-Lago since Trump won the presidential election. Ramaswamy suspended his campaign in January and threw his support behind Trump. Trump said the two will “pave the way for my Administration to dismantle Government Bureaucracy, slash excess regulations, cut wasteful expenditures, and restructure Federal Agencies.” Russell Vought held the position during Trump’s first presidency. After Trump’s initial term ended, Vought founded the Center for Renewing America, a think tank that describes its mission as “renew a consensus of America as a nation under God.” Vought was closely involved with Project 2025, a conservative blueprint for Trump’s second term that he tried to distance himself from during the campaign. Vought has also previously worked as the executive and budget director for the Republican Study Committee, a caucus for conservative House Republicans. He also worked at Heritage Action, the political group tied to The Heritage Foundation, a conservative think tank. Scavino, whom Trump's transition referred to in a statement as one of “Trump's longest serving and most trusted aides,” was a senior adviser to Trump's 2024 campaign, as well as his 2016 and 2020 campaigns. He will be deputy chief of staff and assistant to the president. Scavino had run Trump's social media profile in the White House during his first administration. He was also held in contempt of Congress in 2022 after a month-long refusal to comply with a subpoena from the House committee’s investigation into the Jan. 6, 2021, attack on the U.S. Capitol. Blair was political director for Trump's 2024 campaign and for the Republican National Committee. He will be deputy chief of staff for legislative, political and public affairs and assistant to the president. Blair was key to Trump's economic messaging during his winning White House comeback campaign this year, a driving force behind the candidate's “Trump can fix it” slogan and his query to audiences this fall if they were better off than four years ago. Budowich is a veteran Trump campaign aide who launched and directed Make America Great Again, Inc., a super PAC that supported Trump's 2024 campaign. He will be deputy chief of staff for communications and personnel and assistant to the president. Budowich also had served as a spokesman for Trump after his presidency. McGinley was White House Cabinet secretary during Trump's first administration, and was outside legal counsel for the Republican National Committee's election integrity effort during the 2024 campaign. In a statement, Trump called McGinley “a smart and tenacious lawyer who will help me advance our America First agenda, while fighting for election integrity and against the weaponization of law enforcement.” Associated Press writer Colleen Long contributed to this story. Stay up-to-date on the latest in local and national government and political topics with our newsletter.

Agilent Technologies A has outperformed the market over the past 10 years by 1.41% on an annualized basis producing an average annual return of 12.59%. Currently, Agilent Technologies has a market capitalization of $38.44 billion. Buying $100 In A: If an investor had bought $100 of A stock 10 years ago, it would be worth $327.79 today based on a price of $134.60 for A at the time of writing. Agilent Technologies's Performance Over Last 10 Years Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time. This article was generated by Benzinga's automated content engine and reviewed by an editor. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.No. 21 Creighton's Steven Ashworth doubtful for Players Era Festival opener against AztecsRenuka Rayasam | (TNS) KFF Health News In April, just 12 weeks into her pregnancy, Kathleen Clark was standing at the receptionist window of her OB-GYN’s office when she was asked to pay $960, the total the office estimated she would owe after she delivered. Clark, 39, was shocked that she was asked to pay that amount during this second prenatal visit. Normally, patients receive the bill after insurance has paid its part, and for pregnant women that’s usually only when the pregnancy ends. It would be months before the office filed the claim with her health insurer. Clark said she felt stuck. The Cleveland, Tennessee, obstetrics practice was affiliated with a birthing center where she wanted to deliver. Plus, she and her husband had been wanting to have a baby for a long time. And Clark was emotional, because just weeks earlier her mother had died. “You’re standing there at the window, and there’s people all around, and you’re trying to be really nice,” recalled Clark, through tears. “So, I paid it.” On online baby message boards and other social media forums , pregnant women say they are being asked by their providers to pay out-of-pocket fees earlier than expected. The practice is legal, but patient advocacy groups call it unethical. Medical providers argue that asking for payment up front ensures they get compensated for their services. How frequently this happens is hard to track because it is considered a private transaction between the provider and the patient. Therefore, the payments are not recorded in insurance claims data and are not studied by researchers. Patients, medical billing experts, and patient advocates say the billing practice causes unexpected anxiety at a time of already heightened stress and financial pressure. Estimates can sometimes be higher than what a patient might ultimately owe and force people to fight for refunds if they miscarry or the amount paid was higher than the final bill. Up-front payments also create hurdles for women who may want to switch providers if they are unhappy with their care. In some cases, they may cause women to forgo prenatal care altogether, especially in places where few other maternity care options exist. It’s “holding their treatment hostage,” said Caitlin Donovan, a senior director at the Patient Advocate Foundation . Medical billing and women’s health experts believe OB-GYN offices adopted the practice to manage the high cost of maternity care and the way it is billed for in the U.S. When a pregnancy ends, OB-GYNs typically file a single insurance claim for routine prenatal care, labor, delivery, and, often, postpartum care. That practice of bundling all maternity care into one billing code began three decades ago, said Lisa Satterfield, senior director of health and payment policy at the American College of Obstetricians and Gynecologists . But such bundled billing has become outdated, she said. Previously, pregnant patients had been subject to copayments for each prenatal visit, which might lead them to skip crucial appointments to save money. But the Affordable Care Act now requires all commercial insurers to fully cover certain prenatal services. Plus, it’s become more common for pregnant women to switch providers, or have different providers handle prenatal care, labor, and delivery — especially in rural areas where patient transfers are common. Some providers say prepayments allow them to spread out one-time payments over the course of the pregnancy to ensure that they are compensated for the care they do provide, even if they don’t ultimately deliver the baby. “You have people who, unfortunately, are not getting paid for the work that they do,” said Pamela Boatner, who works as a midwife in a Georgia hospital. While she believes women should receive pregnancy care regardless of their ability to pay, she also understands that some providers want to make sure their bill isn’t ignored after the baby is delivered. New parents might be overloaded with hospital bills and the costs of caring for a new child, and they may lack income if a parent isn’t working, Boatner said. In the U.S., having a baby can be expensive. People who obtain health insurance through large employers pay an average of nearly $3,000 out-of-pocket for pregnancy, childbirth, and postpartum care, according to the Peterson-KFF Health System Tracker . In addition, many people are opting for high-deductible health insurance plans, leaving them to shoulder a larger share of the costs. Of the 100 million U.S. people with health care debt, 12% attribute at least some of it to maternity care, according to a 2022 KFF poll . Families need time to save money for the high costs of pregnancy, childbirth, and child care, especially if they lack paid maternity leave, said Joy Burkhard , CEO of the Policy Center for Maternal Mental Health, a Los Angeles-based policy think tank. Asking them to prepay “is another gut punch,” she said. “What if you don’t have the money? Do you put it on credit cards and hope your credit card goes through?” Calculating the final costs of childbirth depends on multiple factors, such as the timing of the pregnancy , plan benefits, and health complications, said Erin Duffy , a health policy researcher at the University of Southern California’s Schaeffer Center for Health Policy and Economics. The final bill for the patient is unclear until a health plan decides how much of the claim it will cover, she said. But sometimes the option to wait for the insurer is taken away. During Jamie Daw’s first pregnancy in 2020, her OB-GYN accepted her refusal to pay in advance because Daw wanted to see the final bill. But in 2023, during her second pregnancy, a private midwifery practice in New York told her that since she had a high-deductible plan, it was mandatory to pay $2,000 spread out with monthly payments. Daw, a health policy researcher at Columbia University, delivered in September 2023 and got a refund check that November for $640 to cover the difference between the estimate and the final bill. “I study health insurance,” she said. “But, as most of us know, it’s so complicated when you’re really living it.” While the Affordable Care Act requires insurers to cover some prenatal services, it doesn’t prohibit providers from sending their final bill to patients early. It would be a challenge politically and practically for state and federal governments to attempt to regulate the timing of the payment request, said Sabrina Corlette , a co-director of the Center on Health Insurance Reforms at Georgetown University. Medical lobbying groups are powerful and contracts between insurers and medical providers are proprietary. Because of the legal gray area, Lacy Marshall , an insurance broker at Rapha Health and Life in Texas, advises clients to ask their insurer if they can refuse to prepay their deductible. Some insurance plans prohibit providers in their network from requiring payment up front. If the insurer says they can refuse to pay up front, Marshall said, she tells clients to get established with a practice before declining to pay, so that the provider can’t refuse treatment. Related Articles Health | Which health insurance plan may be right for you? Health | California case is the first confirmed bird flu infection in a US child Health | Your cool black kitchenware could be slowly poisoning you, study says. Here’s what to do Health | Does fluoride cause cancer, IQ loss, and more? Fact-checking Robert F. Kennedy Jr.’s claims Health | US towns plunge into debates about fluoride in water Clark said she met her insurance deductible after paying for genetic testing, extra ultrasounds, and other services out of her health care flexible spending account. Then she called her OB-GYN’s office and asked for a refund. “I got my spine back,” said Clark, who had previously worked at a health insurer and a medical office. She got an initial check for about half the $960 she originally paid. In August, Clark was sent to the hospital after her blood pressure spiked. A high-risk pregnancy specialist — not her original OB-GYN practice — delivered her son, Peter, prematurely via emergency cesarean section at 30 weeks. It was only after she resolved most of the bills from the delivery that she received the rest of her refund from the other OB-GYN practice. This final check came in October, just days after Clark brought Peter home from the hospital, and after multiple calls to the office. She said it all added stress to an already stressful period. “Why am I having to pay the price as a patient?” she said. “I’m just trying to have a baby.” ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.

From wealth and success to murder suspect, the life of Luigi Mangione took a hard turnWith bowl drought quenched, Matt Rhule eager to see Nebraska football set new 'standard'

Luigi Nicholas Mangione, the suspect in the fatal shooting of a healthcare executive in New York City, apparently was living a charmed life: the grandson of a wealthy real estate developer, valedictorian of his elite Baltimore prep school and with degrees from one of the nation's top private universities. Friends at an exclusive co-living space at the edge of touristy Waikiki in Hawaii where the 26-year-old Mangione once lived widely considered him a “great guy,” and pictures on his social media accounts show a fit, smiling, handsome young man on beaches and at parties. Now, investigators in New York and Pennsylvania are working to piece together why Mangione may have diverged from this path to make the violent and radical decision to gun down UnitedHealthcare CEO Brian Thompson in a brazen attack on a Manhattan street. The killing sparked widespread discussions about corporate greed, unfairness in the medical insurance industry and even inspired folk-hero sentiment toward his killer. But Pennsylvania Gov. Josh Shapiro sharply refuted that perception after Mangione's arrest on Monday when a customer at a McDonald's restaurant in Pennsylvania spotted Mangione eating and noticed he resembled the shooting suspect in security-camera photos released by New York police. “In some dark corners, this killer is being hailed as a hero. Hear me on this, he is no hero,” Shapiro said. “The real hero in this story is the person who called 911 at McDonald’s this morning.” Mangione comes from a prominent Maryland family. His grandfather, Nick Mangione, who died in 2008, was a successful real estate developer. One of his best-known projects was Turf Valley Resort, a sprawling luxury retreat and conference center outside Baltimore that he purchased in 1978. The Mangione family also purchased Hayfields Country Club north of Baltimore in 1986. On Monday, Baltimore County police officers blocked off an entrance to the property, which public records link to Luigi Mangione’s parents. Reporters and photographers gathered outside the entrance. The father of 10 children, Nick Mangione prepared his five sons — including Luigi Mangione’s father, Louis Mangione — to help manage the family business, according to a 2003 Washington Post report. Nick Mangione had 37 grandchildren, including Luigi, according to the grandfather's obituary. Luigi Mangione’s grandparents donated to charities through the Mangione Family Foundation, according to a statement from Loyola University commemorating Nick Mangione’s wife’s death in 2023. They donated to various causes, including Catholic organizations, colleges and the arts. One of Luigi Mangione’s cousins is Republican Maryland state legislator Nino Mangione, a spokesman for the lawmaker’s office confirmed. “Our family is shocked and devastated by Luigi’s arrest,” Mangione’s family said in a statement posted on social media by Nino Mangione. “We offer our prayers to the family of Brian Thompson and we ask people to pray for all involved.” Mangione, who was valedictorian of his elite Maryland prep school, earned undergraduate and graduate degrees in computer science in 2020 from the University of Pennsylvania, a university spokesman told The Associated Press. He learned to code in high school and helped start a club at Penn for people interested in gaming and game design, according to a 2018 story in Penn Today, a campus publication. His social media posts suggest he belonged to the fraternity Phi Kappa Psi. They also show him taking part in a 2019 program at Stanford University, and in photos with family and friends at the Jersey Shore and in Hawaii, San Diego, Puerto Rico, and other destinations. The Gilman School, from which Mangione graduated in 2016, is one of Baltimore’s elite prep schools. The children of some of the city’s wealthiest and most prominent residents, including Orioles legend Cal Ripken Jr., have attended the school. Its alumni include sportswriter Frank Deford and former Arizona Gov. Fife Symington. In his valedictory speech, Luigi Mangione described his classmates’ “incredible courage to explore the unknown and try new things.” Mangione took a software programming internship after high school at Maryland-based video game studio Firaxis, where he fixed bugs on the hit strategy game Civilization 6, according to a LinkedIn profile. Firaxis' parent company, Take-Two Interactive, said it would not comment on former employees. He more recently worked at the car-buying website TrueCar, but has not worked there since 2023, the head of the Santa Monica, California-based company confirmed to the AP. From January to June 2022, Mangione lived at Surfbreak, a “co-living” space at the edge of touristy Waikiki in Honolulu. Like other residents of the shared penthouse catering to remote workers, Mangione underwent a background check, said Josiah Ryan, a spokesperson for owner and founder R.J. Martin. “Luigi was just widely considered to be a great guy. There were no complaints,” Ryan said. “There was no sign that might point to these alleged crimes they’re saying he committed.” At Surfbreak, Martin learned Mangione had severe back pain from childhood that interfered with many aspects of his life, including surfing, Ryan said. “He went surfing with R.J. once but it didn’t work out because of his back,” Ryan said, but noted that Mangione and Martin often went together to a rock-climbing gym. Mangione left Surfbreak to get surgery on the mainland, Ryan said, then later returned to Honolulu and rented an apartment. An image posted to a social media account linked to Mangione showed what appeared to be an X-ray of a metal rod and multiple screws inserted into someone's lower spine. Martin stopped hearing from Mangione six months to a year ago. An X account linked to Mangione includes recent posts about the negative impact of smartphones on children; healthy eating and exercise habits; psychological theories; and a quote from Indian philosopher Jiddu Krishnamurti about the dangers of becoming “well-adjusted to a profoundly sick society.” Mangione likely was motivated by his anger at what he called “parasitic” health insurance companies and a disdain for corporate greed, according to a law enforcement bulletin obtained by AP. He wrote that the U.S. has the most expensive healthcare system in the world and that the profits of major corporations continue to rise while “our life expectancy” does not, according to the bulletin, based on a review of the suspect’s handwritten notes and social media posts. He appeared to view the targeted killing of the UnitedHealthcare CEO as a symbolic takedown, asserting in his note that he is the “first to face it with such brutal honesty,” the bulletin said. Mangione called “Unabomber” Ted Kaczynski a “political revolutionary” and may have found inspiration from the man who carried out a series of bombings while railing against modern society and technology, the document said. Associated Press reporters Lea Skene in Baltimore; Jen Kelleher in Honolulu; Maryclaire Dale in Philadelphia; John Seewer in Toledo, Ohio; and Michael Kunzelman in Washington, D.C., contributed to this report.

One week into a new Syria, rebels aim for normalcy and Syrians vow not to be silent again DAMASCUS (AP) — A transformation has started to take place in the week since the unexpected overthrow of Syria’s President Bashar Assad. Suddenly in charge, the rebels have been met with a mix of excitement, grief and hope. And so far the transition has been surprisingly smooth. Reports of reprisals, revenge killings and sectarian violence are minimal, looting and destruction has been quickly contained. But there are a million ways it could go wrong. Syria is broken and isolated after five decades of Assad family rule. Families have been torn apart by war, former prisoners are traumatized, and tens of thousands of detainees remain missing. The economy is wrecked, poverty is widespread, inflation and unemployment are high. Corruption seeps through daily life. Christians in Syria mark country's transformation with tears as UN envoy urges an end to sanctions DAMASCUS, Syria (AP) — In churches across long-stifled Syria, Christians have marked the first Sunday services since Bashar Assad’s ouster in an air of transformation. Some were in tears, others clasped their hands in prayer. The U.N. envoy for Syria is calling for a quick end to Western sanctions as the country’s new leaders and regional and global powers discuss the way forward. The Syrian government has been under sanctions by the United States, the European Union and others for years as a result of Assad’s brutal response to what began as peaceful anti-government protests in 2011 and spiraled into civil war. Israel will close its Ireland embassy over Gaza tensions as Palestinian death toll nears 45,000 DEIR AL-BALAH, Gaza Strip (AP) — Israel says it will close its embassy in Ireland as relations deteriorate over the war in Gaza, where Palestinian medical officials say new Israeli airstrikes have killed over 30 people including children. Israel's decision to close the embassy came in response to what Israel’s foreign minister has described as Ireland's “extreme anti-Israel policies.” Ireland earlier announced that it would recognize a Palestinian state. And the Irish cabinet last week decided to formally intervene in South Africa’s case against Israel at the International Court of Justice, which accuses Israel of committing genocide in Gaza. The Palestinian death toll in the war is approaching 45,000. The GOP stoked fears of noncitizens voting. Cases in Ohio show how rhetoric and reality diverge AKRON, Ohio (AP) — Ohio's Republican secretary of state and attorney general sought to reassure voters before the November election that the state's elections were being vigorously protected against the possibility of immigrants voting illegally. That push coincided with a national Republican messaging strategy warning that potentially thousands of ineligible voters would be voting. The officials' efforts in Ohio led to charges against just six noncitizens in a state with 8 million registered voters. That outcome and the stories of some of those now facing charges show the gap both in Ohio and across the United States between the rhetoric about noncitizen voting and the reality that it's rare and not part of a coordinated scheme to throw elections. South Korean leaders seek calm after Yoon is impeached SEOUL, South Korea (AP) — South Korea’s opposition leader has offered to work with the government to ease the political tumult, a day after the opposition-controlled parliament voted to impeach conservative President Yoon Suk Yeol over a short-lived attempt to impose martial law. Liberal Democratic Party leader Lee Jae-myung, whose party holds a majority in the National Assembly, urged the Constitutional Court to rule swiftly on Yoon’s impeachment and proposed a special council for policy cooperation between the government and parliament. Yoon’s powers have been suspended until the court decides whether to remove him from office or reinstate him. If Yoon is dismissed, a national election to choose his successor must be held within 60 days. Storms across US bring heavy snow, dangerous ice and a tornado in California OMAHA, Neb. (AP) — Inclement weather has plagued areas of the U.S. in the first half of the weekend, with dangerous conditions including heavy snow, a major ice storm and unusual tornado activity. An ice storm beginning Friday created treacherous driving conditions across Iowa and eastern Nebraska. More than 33 inches of snow was reported near Orchard Park, New York, which is often a landing point for lake-effect snow. On Saturday, a tornado touched down in Scotts Valley, California, causing damage and several injuries. In San Francisco, a storm damaged trees and roofs and prompted a tornado warning, which was a first for a city that has not experienced a tornado since 2005. Small businesses say cautious shoppers are seeking 'cozy' and 'festive' this holiday season With a late Thanksgiving, the holiday shopping season is five days shorter than last year, and owners of small retail shops say that people have been quick to snap up holiday décor early, along with gifts for others and themselves. Cozy items like sweaters are popular so far. Businesses are also holding special events to get shoppers in the door. But there’s little sense of the freewheeling spending that occurred during the pandemic. Overall, The National Retail Federation predicts retail sales in November and December will rise between 2.5% and 3.5% compared with same period a year ago. US agencies should use advanced technology to identify mysterious drones, Schumer says After weeks of fear and bewilderment about the drones buzzing over parts of New York and New Jersey, U.S. Sen. Chuck Schumer is urging the federal government to deploy better drone-tracking technology to identify and ultimately stop the airborne pests. The New York Democrat is calling on the Department of Homeland Security to immediately deploy advanced technology to identify and track drones back to their landing spots. That is according to briefings from his office. Federal authorities have said that the drones do not appear to be linked to foreign governments. West Africa regional bloc approves exit timeline for 3 coup-hit member states ABUJA, Nigeria (AP) — West Africa’s regional bloc ECOWAS has approved an exit timeline for three coup-hit nations. It comes after a nearly yearlong process of mediation to avert the unprecedented disintegration of the grouping. The president of the ECOWAS Commission, Omar Touray, said in a statement: “The authority decides to set the period from 29 January, 2025 to 29 July 2025 as a transitional period and to keep ECOWAS doors open to the three countries during the transition period." In a first in the 15-nation bloc’s nearly 50 years of existence, the military juntas of Niger, Mali and Burkina Faso announced in January that they decided to leave ECOWAS. Pope Francis makes 1st papal visit to France's Corsica awash in expressions of popular piety AJACCIO, Corsica (AP) — Pope Francis on the first papal visit ever to the French island of Corsica on Sunday called for a dynamic form of laicism, promoting the kind of popular piety that distinguishes the Mediterranean island from secular France as a bridge between religious and civic society. The one-day visit to Corsica’s capital Ajaccio, birthplace of Napoleon, on Sunday is one of the briefest of his papacy beyond Italy’s borders, just about nine hours on the ground, including a 40-minute visit with French President Emmanuel Macron. It is the first papal visit ever to the island, which Genoa ceded to France in 1768 and is located closer to the Italian mainland than France.

( MENAFN - EIN Presswire) From a landmark deal to fund conservation to chilling news about greenhouse gas emissions, 2024 was a rollercoaster year for the planet. Here's a closer look at some of the most memorable environmental moments of the last 12 months, shaped by the United Nations Environment Programme (UNEP) and the Multilateral Environmental Agreements (MEAs)UNEP hosts that underpin the global environmental movement. Hundreds of migratory species in peril February Nearly half of the migratory species listed in a key UN treaty are in decline, finds a report from the UNEP World Conservation Monitoring Centre. More than one in five of those species are facing extinction, say researchers, who pin much of the blame on human-induced habitat loss. UN lauds groundbreaking efforts to restore nature February UNEP and the Food and Agriculture Organization of the UN recognize seven landmark initiatives that are reviving the natural world. From Pakistan to Peru, the efforts are expected to restore 40 million hectares of landscapes and seascapes and create 500,000 jobs. Torrent of trash inundating the planet February A UNEP-backed study finds that municipal waste is set to rise by two-thirds by 2050, with all that rubbish expected to weigh heavily on the environment and human health. Technology helps expose murky world of sand dredging February A new global monitoring system offers an unprecedented look at the shadowy – and environmentally destructive – world of sand dredging. The Marine Sand Watch uses satellite data, ground tracking stations and artificial intelligence to follow dredging ships around the world. Among other things, it finds that 16 per cent of dredging has occurred in marine reserves designed to protect plants and animals. UN Environment Assembly brings nations together March The sixth session of the United Nations Environment Assembly (UNEA) comes to a close, with countries agreeing to 15 resolutions designed to protect the planet. Among other things, nations promise to rein in pollution from chemicals, combat desertification, protect the ocean, reduce air pollution and better manage freshwater supplies. The result, observers say, demonstrates that despite deep geopolitical divisions, countries can still work together on the environment. Nations vow to limit emissions from building sector March Seventy countries agree to a set of principles designed to reduce the greenhouse emissions that come from the construction and operation of buildings. The sector is responsible for more than one-fifth of greenhouse gas emissions. UN launches effort to increase sustainability in minerals supply chain April UN Secretary-General Antonio Guterres convenes a panel charged with developing a set of voluntary global principles covering the use of minerals critical to renewable energy technology . In September, the panel would release a report, Resourcing the Energy Transition , outlining its recommendations. New fund backs conservation efforts May China and UNEP launch the Kunming Biodiversity Fund , which is designed to support conservation-related projects around the world and support the implementation of the Kunming-Montreal Global Biodiversity Framework , a landmark 2022 deal to halt and reverse nature loss. Island nations call for climate justice May More than three-dozen small-island developing states come together to hash out a plan for spurring sustainable development and tackling climate change, an existential threat for many nations. Courts order action on greenhouse gas emissions May In a series of precedent-setting decisions , courts and international tribunals rule that governments have a legal obligation to address climate change. The rulings come with environmental activists increasingly appealing to the courts to compel countries and businesses to reduce greenhouse gas emissions. A 2023 UNEP report found the number of such cases more than doubled from 2017 to 2022. Planet celebrates World Environment Day June World Environment Day showcases solutions to drought, desertification and land degradation. The Kingdom of Saudi Arabia hosts the official celebrations on 5 June, while 4,000 other events take place in 150-plus countries. Heads of state and celebrities from Indian Prime Minister Narendra Modi to actor Leonardo DiCaprio voiced their support for repairing damaged ecosystems. Report reveals depth of environmental crisis in Gaza June A UNEP environmental assessment finds the territory has been swamped in unprecedented levels of pollution, with sewage, debris and often-toxic munitions contaminating soil, water and the air caused by the unfolding conflict. The assessment says that environmental degradation is contributing to humanitarian suffering and risks irreversible damage to Gaza's natural ecosystems, noting that the conflict-related environmental impact could only be fully understood through more detailed sampling and analysis, which should be undertaken as soon as conditions permit. . Science-policy panel takes shape June During talks in Switzerland, countries move closer to creating a new body that would provide policymakers with science-based recommendations for dealing with pollution, chemicals and waste. The effort is designed to limit the often-catastrophic effects of pollution, which is responsible for 9 million premature deaths a year, according to the Lancet. In Nepal, tigers stage a comeback July Nepal's long-threatened population of tigers continues to grow thanks in a large part to an award-winning effort to restore their primary habitat. The initiative, which covers a part of the Himalayan foothills known as the Terai Arc, has helped tiger numbers triple since 2009. Preparing for the environmental challenges of tomorrow July UNEP's Navigating New Horizons identifies eight critical global shifts, including the emergence of digital technologies, that have major implications for the shared environment. The report is part of UNEP's growing efforts to anticipate and prepare for future challenges and opportunities. Swimmers return to Paris' Seine River August During the Summer Olympics in Paris, the Seine River plays host to several swimming events, marking the first time in a century the long-polluted waterway has been officially open to swimmers. The Seine's rebound – result of a US$1.5 billion cleanup operation – is seen as a sign of hope for other neglected waterways. Countries ink landmark deal to rekindle sustainable development September World leaders adopt the Pact for the Future, a ground-breaking international agreement designed to lay the foundation for a just, sustainable and peaceful global order. The environment features prominently in the accord, which emphasizes the need to transition away from fossil fuels, curtail plastic and chemical pollution, and safeguard biodiversity. Nations confront growing threat of superbugs September During the UN General Assembly in New York, countries vow to cut the number of deaths due to antimicrobial resistance, which claims nearly 5 million lives annually. Publication charts environmental fallout of AI September An issues note from UNEP casts a spotlight on the growing environmental footprint of artificial intelligence. The publication says the sprawling data centres that house AI servers churn out toxic electronic waste and are voracious consumers of water and electricity. It calls for a systemic global effort to catalogue those impacts. World tracking towards debilitating warming October UNEP's Emissions Gap Report 2024 reveals that the world is on pace for a potentially catastrophic temperature rise of between 2.6°C and 3.1°C this century, and that to keep alive the most ambitious goals of the Paris Agreement, greenhouse gas emissions must fall by more than 40 per cent by 2030. The report came just days before the World Meteorological Organization predicted 2024 would be the hottest year on record. Countries finalize long-awaited deal on financing conservation November At the UN Biodiversity Conference , nations reach a landmark agreement on digitally held genetic data that could channel tens of billions of dollars to conservation. Countries also make a milestone decision to strengthen the role of Indigenous Peoples and people of African descent in safeguarding biodiversity. On the sidelines of the conference, UNEP launches the Protected Planet Report , which concludes countries are making tangible progress in the effort to safeguard 30 per cent of the Earth by 2030 but need to speed up their work. Report calls for massive investments in climate adaption November Amid scorching heat, punishing droughts and record floods, UNEP's Adaptation Gap Report 2024 calls for countries to dramatically scale up the amount of money they devote to adapting to climate change. A few weeks later, at the United Nations Climate Change Conference (COP29), the world would agree to triple the amount of climate-related financing for developing countries and launch a centralized market for carbon trading. New system charts releases of potent greenhouse gas November With COP29 in full swing, UNEP reveals that a high-tech system it developed has pinpointed 1,200 major leaks of methane, a potent greenhouse gas. However action to now plug these leaks must accelerate. Countries advance agreement on plastic pollution December During talks in the Republic of Korea, countries move closer to finalizing a legally binding instrument to end plastic pollution, including in the marine environment. Representatives from more than 170 nations agree to a so-called Chair's Text , which will serve as starting point for renewed negotiations in 2025. Nations resolve to take on drought December At a UN conference to combat desertification, countries agree to commit US$12 billion to restoring land and improving drought resilience, while promising to ramp public and private financing for 80 drought-wracked nations. Dramatic changes needed to protect web of life December Fundamental shifts in how people interact with the natural world are urgently needed to safeguard life on Earth, warns a report by the Intergovernmental Platform on Biodiversity and Ecosystem Services (IPBES). The report comes amid a biodiversity crisis that is seeing 1 million species pushed towards extinction. Meanwhile, another IPBES report examines the links between environmental, social and economic crises, and offers policymakers a suite of potential solutions. UNEP honours environmental pioneers December UNEP announces the six winners of the 2024 Champions of the Earth award, the UN's highest environmental honour. The awards recognize environmental pioneers helping to restore land, combat desertification and build resilience to drought. Laureates include Brazil's first female indigenous minister, and a Romanian environmental defender who has undertaken a decades-long campaign against illegal logging. Legal Disclaimer: EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above. MENAFN29122024003118003196ID1109040371 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.GRAND FORKS, N.D. (AP) — Treysen Eaglestaff's 19 points helped North Dakota defeat Waldorf College 97-57 on Sunday night. Eaglestaff shot 6 of 11 from the field, including 2 for 4 from 3-point range, and went 5 for 6 from the line for the Fightin' Hawks (6-9). Mier Panoam added 13 points and six rebounds. Zach Kraft had 12 points on 4-for-7 shooting from 3-point range. Gene Noble led the way for the Warriors with 12 points and six rebounds. Emmanuel Ferguson scored 10 and Ugo Ejiofor pitched in with nine points, 11 rebounds and two blocks. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .